Xperts Solutions

Menu

Call us at:

+971 50 520 2499

POS Merchant Loans in Dubai — Unlock Cash Flow from Your Daily Sales

Turn your card sales into instant working capital with flexible repayment linked to your POS transactions.

  • Sales-Based Financing
  • Flexible Repayments
  • Quick Access to Funds
  • No Heavy Documentation
WhatsApp an Expert Check Eligibility

Types of POS Merchant Loans We Offer

We connect you with leading UAE banks and fintech lenders to provide solutions designed for retailers, restaurants, and SMEs:

Daily Sales Advance

Access funds against your POS machine’s daily card settlements.

Check Eligibility

Flexible Repayment Loans

Repay automatically as a percentage of your future sales.

Get My Offer

Short-Term Working Capital

Cover urgent expenses like payroll, rent, or supplier payments.

Get a Free Quote

Expansion Support

Finance new outlets, product lines, or store renovations.

Apply Now

Equipment Upgrade Financing

Upgrade POS machines, retail systems, or in-store technology with ease.

Secure Your Trades

E-Seller & Online Merchant Loan

Funding options for e-commerce businesses linked to payment gateway sales.

Speak to a Specialist

Why Businesses Choose Xperts Solutions for POS Merchant Loans

✅ Revenue-Backed Funding
Leverage your POS sales history to unlock quick financing.

✅ Automatic Deductions
Repayments are collected seamlessly from your daily card transactions.

✅ Boost Cash Flow
Cover inventory, payroll, or operating costs without disrupting business.

✅ Scale with Sales
The more you sell, the more funding you can qualify for.

✅ Simple Qualification
Approval based primarily on your POS performance, not heavy paperwork.

✅ Support for SMEs & Retailers
Tailored for restaurants, shops, and service providers across the UAE.

Ready To Boost Your Business Cash Flow

Our experts are here to assess your sales performance and connect you with the best POS merchant loan options in the UAE. Get started with a free, no-obligation consultation today.
Check Eligibility in (60s)

What People Say About
Xperts Solutions

What Our Customers Say About our business loan services

“We were struggling to get quick approval for a working capital loan. Xperts Solutions connected us with the right bank, and within a week we had AED 500,000 approved. The process was so much smoother compared to traditional banks.”

Mohammed A. Retail Business Owner, Dubai

“As a startup, collateral was a big hurdle for us. Thanks to Xperts Solutions, we secured a collateral-free SME loan with flexible repayment terms. Their advisors guided us at every step — highly recommended for entrepreneurs.”

Sara K. Founder of an E-Commerce Startup, Sharjah

“We needed funding to expand our operations and buy new machinery. Xperts Solutions helped us compare multiple offers from different banks and negotiate better terms. Their expertise saved us time and money.”

Ravi P. Manufacturing Company Director, Abu Dhabi

“Our business needed urgent working capital to cover supplier payments. Xperts Solutions not only arranged multiple offers quickly but also handled the paperwork, so funds were released in just a few days. A lifesaver for our operations.”

Ahmed R. Import/Export Business, Ajman

Are You Willing To Apply?

6 Simple Steps to Your UAE POS Merchant Loan

Check Eligibility

Confirm your business accepts card payments and meets minimum monthly POS sales.

Share POS Statements

Provide recent POS transaction history so lenders can assess cash flow.

Select Loan Option

Choose a funding amount and repayment style linked to your card sales.

Submit Application

Complete a simple form with basic business and identification details.

Get Fast Approval

Banks and lenders review your POS performance and issue a quick decision.

Receive Funds & Auto-Repay

Funds are deposited into your business account, and repayments are automatically deducted from daily POS settlements.

Frequently Asked Questions

1. What is a POS merchant loan?

A POS merchant loan is financing provided to businesses based on their daily card sales through POS terminals. Repayments are automatically deducted from future sales.

2. Who can apply for a POS merchant loan in the UAE?

Retailers, restaurants, cafes, salons, and SMEs that process regular card transactions through POS machines are eligible.

3. How much funding can I get?

Loan amounts usually depend on your monthly POS turnover. The higher your sales volume, the larger the loan you can qualify for.

4. Do I need to provide collateral?

No. POS merchant loans are unsecured and based on your sales performance, so no physical collateral is required.

5. How are repayments made?

Repayments are automatically deducted as a small percentage of your daily card sales, making it stress-free and aligned with your cash flow.

6. Can new businesses apply for a POS merchant loan?

Yes, as long as you have a POS system in place and consistent card transactions, new businesses can also qualify.